Wave pricing

Small-business accounting, invoicing, payments and payroll software; the paid Pro plan adds bank import, categorization and receipt scanning.

AI accounting softwareSelf-serve

Visit WavePrices checked Oct 29, 2026

How much does Wave cost?

Paid plans start at CA$15.83/mo billed yearly or CA$19/mo billed monthly

Free plan: Not stated
Free trial: 30-day free trial for payroll only

Read from www.waveapps.com/pro on Oct 29, 2026. Price changed? Tell usSee the line each price came from

In your favor

No long-term contract. No contract; cancel anytime, effective at end of the billing period
Free trial. 30-day free trial for payroll only
Notice before price changes. Listed Pro price applies to new subscriptions only

Watch out for

Their pages disagree: customer count. "Over 350,000 small businesses trust Wave to easily button-up their boo" vs "Over 300,000 small businesses trust Wave"

How you buy and get started

Self-serveButtons on their site: Get started now, Start Pro today

Sign up: Self-serve registration
Setup: Not stated
When sales steps in: Not stated
Support: Live-person chat and email support on Pro

What Wave does

Wave combines bookkeeping, invoicing, payments and payroll in one web and mobile product for small business owners. The Pro plan adds automatic bank transaction import and categorization, OCR receipt scanning, automatic financial reports, and live chat and email support.

Good for: Freelancers, solopreneurs, contractors, consultants and other small business owners who are not accountants.
Channels: Web app, Mobile app (iOS and Android), Live chat, Email
Main product: Wave Pro Plan (accounting, invoicing, receipts and bank import)
Also includes: Unlimited estimates, invoices, bills and bookkeeping records, Auto-import bank transactions, Auto-merge and categorize bank transactions, Unlimited receipt capture with OCR, Automatic profit & loss, balance sheet and cash flow reports, Automated late payment reminders and recurring invoices
Connects to: Plaid (bank connections), Stripe (card payment processing), Sales, time and CRM tools
Public API: Yes
MCP server: Not stated

AI transaction categorizationAutomatically import and categorize bank transactions.
Automated bank reconciliationNot stated
Invoice and bill captureNot stated
Receipt matchingNot stated
Month-end close automationNot stated
Real-time financial reportsNot stated
AI chat assistantNot stated
Human bookkeeper includedNot stated

The same 8 checks appear on every tool in AI accounting software. Each tick quotes the vendor's own site.

Security and your data

Question	Their answer	Where it says so
Trains AI on your data?	Not stated
HIPAA (signs a BAA)	Not stated
SOC 2	Not stated
GDPR	Not stated
CCPA	Not stated
PCI	PCI-DSS Level 1	"Wave is a PCI-DSS Level 1 Service Provider."pricing
ISO 27001	Not stated
Single sign-on	Not stated
Trust center	Not stated

Security answers are the vendor's own claims, quoted. We don't audit them.

Every plan

Plan	Monthly	Billed yearly	Included	Over the allowance	Where it says so
Pro/month	CA$19	CA$15.83per month	–	–	"$19USD/month" "$190USD/year"
Pro (CAD)/month	CA$25	CA$20.83per month	–	–	"$25CAD/month" "$250CAD/year"

Their pages disagree: customer count"Over 350,000 small businesses trust Wave to easily button-up their books" vs "Over 300,000 small businesses trust Wave"

Fine print

Billing increment: Not stated
Billed beyond usage: Not stated
Contract: No contract; cancel anytime, effective at end of the billing period
Refunds: Not stated
Auto renew: Subscriptions auto-renew
Price change notice: Listed Pro price applies to new subscriptions only