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Best AI accounting software (2026): prices compared

Software that uses AI to automate a business's bookkeeping or accounting work, such as transaction categorization, reconciliation, invoice/bill coding, month-end close or financial reporting.

15 tools read4 with a free plan$15 to $83.33/moChecked Oct 29, 2026

The short answer

Tools compared15
Lowest starting price
$15 · Zoho Books
Free plans
4 of 15
Prices published
12 of 15
Sales-led only
6

AI accounting software at a glance

Median starting price$32/moHalf start between $22 and $55
Free plan27%47% offer a time-limited trial
Buy online47%Sign up and pay without a sales call
Sales only40%Demo or contact sales to buy
How they charge
Flat tiers47%7 tools
Quote only53%8 tools

Every AI accounting software, side by side

ToolStarts atUsage priceFree planHow you buyChecksChecked
Zoho Books $15/mo yearly – Yes Both 3/8 Oct 29, 2026
Wave CA$15.83/mo yearly – – Self-serve 1/8 Oct 29, 2026
FreshBooks $23/mo yearly – – Both 4/8 Oct 29, 2026
Bookeeping.ai $29/mo yearly – – Both 5/8 Oct 29, 2026
Digits $35/mo – – Self-serve 6/8 Oct 29, 2026
Kick $40/mo yearly – Yes Both 7/8 Oct 29, 2026
Pilot $83.33/mo yearly $399/minute Yes Both 6/8 Oct 29, 2026
Campfire – – – – 5/8 Oct 29, 2026
Docyt – – – Sales-led 7/8 Oct 29, 2026
DualEntry – – – Sales-led 7/8 Oct 29, 2026
FloQast – – – Sales-led 2/8 Oct 29, 2026
Netgain – – Yes Sales-led 2/8 Oct 29, 2026
NetSuite – – – – 0/8 Oct 29, 2026
Numeric – – – Sales-led 4/8 Oct 29, 2026
Rillet – – – Sales-led 5/8 Oct 29, 2026

The tools

Zoho BooksCloud accounting software for small and growing businesses, covering invoicing, bills, expenses, banking, inventory, projects and reports.$15 /moWaveSmall-business accounting, invoicing, payments and payroll software; the paid Pro plan adds bank import, categorization and receipt scanning.CA$15.83 /moFreshBooksCloud accounting and invoicing software for small service businesses, with expense tracking, payments, time tracking and payroll.$23 /moBookeeping.aiAI bookkeeping software with an AI assistant called Paula that categorizes transactions, reconciles, scans receipts and creates invoices.$29 /moDigitsAI-native general ledger that automates bookkeeping, month-end close, bill pay, invoicing and financial reporting.$35 /moKickKick is an AI bookkeeping and accounting platform for small businesses and accounting firms, with a free tier and paid plans from $40 a month.$40 /moPilotPilot sells bookkeeping, tax, CFO and operations services for US startups and small businesses, combining AI software with human bookkeepers and advisors.$83.33 /moCampfireCampfire is an AI-native ERP that combines general ledger, revenue recognition, reporting and close management for finance teams.QuoteDODocytDocyt is an AI-native accounting, payments and business intelligence platform for hotels and other multi-location businesses, priced per property on a quote basis.QuoteDualEntryAI-native cloud ERP and accounting suite for mid-market and enterprise finance teams, sold through demos.QuoteFloQastFloQast is an accounting workflow platform with AI agents for month-end close, reconciliations, journal entries, and risk and compliance.QuoteNetgainNetgain sells NetSuite-native accounting apps for leases, fixed assets, month-end close and bank reconciliation, plus standalone lease and asset products.QuoteNENetSuiteQuoteNumericNumeric is a finance data platform for month-end close, cash matching, billing and revenue recognition, and ERP replacement.QuoteRilletRillet is an AI-native cloud ERP and general ledger for finance teams, sold through demo requests.Quote

How this list is made

Every price is read from the vendor's own pricing page on the date shown and tied to the line it came from. Tools are ordered by what they cost at a typical volume, then by starting price. No one pays to be listed or ranked.