Home/AI finance tools/Aspire

Aspire pricing

Business account with corporate cards, global payments, expense tools and treasury, with a $0 per month Basic plan.

AI finance toolsFree planSelf-serve + sales
Visit AspirePrices checked Oct 29, 2026

How much does Aspire cost?

PriceNot publishedAspire asks you to contact sales.
Free plan
Yes
Enterprise
Contact sales
Read from aspireapp.com/en-us/pricing on Oct 29, 2026. Price changed? Tell usSee the line each price came from

In your favor

  • Free plan. Basic plan is $0 per month and includes business accounts, virtual cards, team invites at no extra cost, invoices, bills, budgets, claims, analytics, and Xero and QuickBooks integrations
  • No setup fee. No setup fees

How you buy and get started

Self-serve + salesButtons on their site: Get started, Talk to sales
Sign up
Register online
"Open your account, 100% online application"
Setup
Account opening typically completed within a few days, with an onboarding manager
"Our account opening is typically completed within a few days, but note that the timeline varies depending on the nature of your business."
When sales steps in
Not stated
Support
24/7 English support, Mandarin and Cantonese during HKT business hours
"24/7 English support. Mandarin and Cantonese support during HKT business hours"

What Aspire does

Aspire offers a US business account with multi-currency accounts, virtual corporate cards, treasury, and finance software including bills with automated invoice capture, budgets, claims and an AI-powered analytics dashboard. Xero and QuickBooks integrations are included in the Basic plan.

Good for
Startups, global founders, SMEs and mid-sized companies that need a business account, cards and spend management with cross-border payments.
Channels
Web app, Mobile app
Main product
Business account with corporate cards, global payments, expense management and treasury
Also includes
FDIC insurance via Column N.A. of up to $100M, Multi-currency accounts across 13 currencies, Virtual corporate cards, Card controls and spend limits, Invoices, Bills with automated invoice capture
Connects to
Xero, QuickBooks
Public API
Not stated
MCP server
Yes
  • AI transaction categorizationNot stated
  • Invoice data extractionBills: Manage all your payables with automated invoice capture
  • AP approval workflowsAutomate tracking, approvals, and reconciliation.
  • Expense and card managementKnow your spend, scale with confidence
  • AI forecasting and budgetingNot stated
  • Automated reconciliation and closeAutomate tracking, approvals, and reconciliation.
  • Ask questions in plain languageNot stated
  • ERP and accounting integrationsIntegrations: Includes Xero and QuickBooks

The same 8 checks appear on every tool in AI finance tools. Each tick quotes the vendor's own site.

Security and your data

QuestionTheir answerWhere it says so
Trains AI on your data?Not stated
HIPAA (signs a BAA)Not stated
SOC 2Not stated
GDPRNot stated
CCPANot stated
PCINot stated
ISO 27001Not stated
Single sign-onNot stated
Trust centerNot stated

Security answers are the vendor's own claims, quoted. We don't audit them.

Every plan

PlanMonthlyBilled yearlyIncludedOver the allowanceWhere it says so
Basicper month $0 – – – "$0per month"

Free plan: Basic plan is $0 per month and includes business accounts, virtual cards, team invites at no extra cost, invoices, bills, budgets, claims, analytics, and Xero and QuickBooks integrations

Fine print

Billing increment
Not stated
Billed beyond usage
Not stated
Contract
Not stated
Refunds
Not stated
Auto renew
Not stated
Price change notice
Not stated

"Not stated" means we read their pricing page and terms and they don't say.

About the company

Legal name
AFT US LLC
Address
800 North State Street, Suite 304, Dover, Delaware 19901
Online since
Feb 12, 2015
Domain registration date
Customers
"Enabling 50,000+ founders"
their claim
Backing
"Backed by leading investors"
their words

Aspire alternatives

BILL$49 /moFree plan · checked Oct 29, 2026Ramp$15 /moFree plan · checked Oct 29, 2026Puzzle$104 /mochecked Oct 29, 2026Xero$27 /mochecked Oct 29, 2026Fyle$11.99 /mochecked Oct 29, 2026Zeni$208 /mochecked Oct 29, 2026Dext$25.21 /mochecked Oct 29, 2026Jirav$50 /mochecked Oct 29, 2026

Reviews elsewhere

G2 ↗Trustpilot ↗Reddit ↗Product Hunt ↗

We link to reviews instead of copying ratings: those sites don't allow reuse, and we don't test products ourselves.

Questions

Is Aspire free?

Yes. Basic plan is $0 per month and includes business accounts, virtual cards, team invites at no extra cost, invoices, bills, budgets, claims, analytics, and Xero and QuickBooks integrations