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BILL alternatives

BILL costs $245 at 5 seats on its Essentials (AP & AR) plan. 7 other AI finance tools have a price we could read. 3 cost less at 5 seats; the lowest is Puzzle at $72, $173 less. 1 has a free plan.

AI finance tools7 with a price1 with a free planChecked Oct 29, 2026

BILL today

At 5 seats $245 Essentials (AP & AR) plan
Contract
Not found
Free plan
BILL Spend & Expense is $0 per user per month and includes corporate cards, budgets...

Cheaper than BILL (3)

Compared at 5 seats, same currency.

AlternativeAt 5 seatsAgainst BILLStates that BILL doesn'tContractFree plan
PuzzleCore, read Oct 29, 2026 $72$72, includes 5 users $173 less Automated reconciliation and close, Ask questions in plain language, MCP server Not found Trial: 14-day free trial
FyleGrowth, read Oct 29, 2026 $74.95$14.99 × 5 seats $170 less Automated reconciliation and close, Ask questions in plain language Not found Not found
RampPlus, read Oct 29, 2026 $75$15 × 5 seats $170 less Automated reconciliation and close, Ask questions in plain language Enterprise billed annually; Plus offers 20% saving with annual billing Ramp Free for smaller teams: unlimited cards, SMS/Slack expense completion...

Flat tiers (4)

Priced in tiers, where BILL charges per seat.

AlternativeAt 5 seatsAgainst BILLStates that BILL doesn'tContractFree plan
DextBusinesses (250 documents, 5 users), read Oct 29, 2026 $25.21/moBusinesses (250 documents, 5 users) plan, starting price Not comparable Automated reconciliation and close Initial term is one month if paid monthly, 12 months if paid... Trial: 14-day free trial, no credit card required; account is paused after trial if...
XeroEarly, read Oct 29, 2026 $27/moEarly plan, starting price Not comparable Automated reconciliation and close, Ask questions in plain language cancel with one month's notice Trial: One month free on any plan
JiravController Essentials, read Oct 29, 2026 $50/moController Essentials plan, starting price Not comparable Nothing extra found Not found Not found
ZeniStarter (AI Bookkeeping), read Oct 29, 2026 $549/moStarter (AI Bookkeeping) plan, starting price Not comparable Automated reconciliation and close, Ask questions in plain language, MCP server Annual contract Not found

No price found, or contact sales (16)

Questions

What is the cheapest alternative to BILL?

Puzzle, at $72 at 5 seats, $173 less than BILL. Computed from each vendor's published prices.

Is there a free alternative to BILL?

Yes. 1 AI finance tools has a free plan, including Ramp.

How this page is made

Alternatives come from BILL's own category, AI finance tools. Prices come from each vendor's pricing page and are compared at the same volume where both can be computed, and by starting price where neither can. "States that BILL doesn't" lists what we found on the other vendor's site and didn't find on BILL's, which doesn't prove BILL lacks it. How prices are read.